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Investors stay sidelined

Click chart for more premarket data.Stocks remain stuck in a michael kors bags australia rut as investors find little reason to jump in or out of stocks.The tail end of earnings season continues to paint a fairly healthy picture of corporate america.But with little else to glom onto, investors aren't willing to place any big bets.Stocks drifted lower monday, after the recent run up that pushed the dow and s 500 near all time highs.

Overseas, g 7 finance ministers reaffirmed their commitment to have"Market determined exchange rates"Early tuesday.The statement also mentioned having each countries' fiscal and monetary policy focus on domestic issues and"Not target exchange rates. "

The statement comes amid growing concern that the economic policies of japanese prime minister sinzo abe are aimed at spurring economic growth by driving the value of the yen lower in order to boost exports income.Japan is one of the members of the g 7.

European markets were mostly higher in morning trading on subdued corporate earnings outlooks.

Japan's nikkei ended up 1.9% after favorable monetary policy comments from contenders to be the next Bank of Japan governor.

Meanwhile, south korea's kospi reversed early gains to close down 0.3%, after North Korea conducted an underground nuclear test.International institutions and governments were quick to condemn the test, but market reaction was muted.Exchanges in hong kong and shanghai were closed for the lunar new year holiday.

First published:February 12, 2013:4:00 AM ET

Market indexes are shown in real time, except for the djia, which is delayed by two minutes.All times are et.Disclaimer

Morningstar:2014 Morningstar, Inc.Disclaimer michael kors sale australia

The dow jones indexessm are proprietary to michael kors bags outlet and distributed by dow jones company, inc.And have been licensed for use.All content of the dow jones indexessm 2014 is proprietary to dow jones company, inc.

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Income again up for itt

I see thier financial rape continues to be so sucessful for them.Something tells me that $35, 000 for an associate's degree that cannot be transferred to about 99% of colleges and universities is not ethical in my opinion.

I attended this school and still to the day regret it.I attended for an associate's of applied science degree for in a computer based field.I graduated with a gpa of 3.35 on a 4.0 scale.I missed only 2 classes during the entire 2 years of attendance.I have been to 2 different jobs in the 2 and a half years since graduating from itt and at both of those jobs(Directly related to my degree's field of study)My degree helped me zero percent.

I have since, in that time, been recruited on three seperate occasions to return for more studies.All three times i have vented my frustrations and requested to be removed from future recruiting.I'm expecting call 4 any day now since the first two requests obviously went unheeded.

I now sit in an aerospace job(That i had to fight tooth and nail to get into since my degree was of no help), being paid less than $40k a year.I make $450 in monthly student loan payments(Roughly 30% of my income after taxes are taken out).That payment, by the way, if after consolidation of eligible loans.Had i known this was going to be the price i paid for"Higher education,"I would have stuck it out with a high school degree.I could have still obtained the job i am at now with my tech based studies from high school(And that can be proven by the 18 high school graduates we hired just this past summer.

So here's to the financial wonders that itt tech has been able to achieve thus far, and may god have mercy on those who graduate from this miserable institution.Something tells me that $35, 000 for an associate's degree that cannot be transferred to about 99% of colleges and universities is not ethical in my opinion.

I attended this school and still to the day regret it.I attended for an associate's of applied science degree for in a computer based field.I graduated with a gpa of 3.35 on a 4.0 scale.I missed only 2 classes during the entire 2 years of attendance.I have been to 2 different jobs in the 2 and a half years since graduating from itt and at both of those jobs(Directly related to my degree's field of study)My degree helped me zero percent.

I have since, in that time, been recruited on three seperate occasions to return for more studies.All three times i have vented my frustrations and requested to be removed from future recruiting.I'm expecting call 4 any day now since the first two requests obviously went unheeded.

I now sit in an aerospace job(That i had to fight tooth and nail to get into since my degree was of no help), being paid less than $40k a year.I make $450 in monthly student loan payments(Roughly 30% of my income after taxes are taken out).That payment, by the way, if after consolidation of eligible loans.Had i known this was going to be the price i paid for"Higher education,"I would have stuck it out with a high school degree.I could have still obtained the job i am at now with my tech based studies from high school(And that can be proven by the 18 high school graduates we hired michael kors bags outlet just this past summer.

So here's to the financial wonders that itt tech has been able to achieve thus far, and may god have mercy on those who graduate from this miserable institution.I hope you all have better luck at finding success than i have.Something tells me that $35, 000 for an associate's degree that cannot be transferred to about 99% of colleges and universities is not ethical in my opinion.

I attended this school and still to the day regret it.I attended for an associate's of applied science degree for in a computer based field.I graduated with a gpa of 3.35 on a 4.0 scale.I missed only 2 classes during the entire 2 years of attendance.I have been to 2 different jobs in the 2 and a half years since graduating from itt and at both of those jobs(Directly related to my degree's field of study)My degree helped me zero percent.

I have since, in that time, been recruited on three seperate occasions to return for more studies.All three times i have vented my frustrations and requested to be removed from future recruiting.I'm expecting call 4 any day now since the first two requests obviously went unheeded.

I now sit in an aerospace job(That i had to fight tooth and nail to get into since my degree was of no help), being paid less than $40k a year.I make $450 in monthly student loan payments(Roughly 30% of my income after taxes are taken out).That payment, by the way, if after consolidation of eligible loans.Had i known this was going to be the price i paid for"Higher education,"I would have stuck it out with a high school degree.I could have still obtained the job i am at now with my tech based studies from high school(And that can be proven by the 18 high school graduates we hired just this past summer.

So here's to the financial wonders that itt tech has been able to achieve thus far, and may god have mercy on those who graduate from this miserable institution.I hope you all have better luck at finding success than i have.

Good to know, my better half is looking into going there for his degree.He wants to do computer gaming but devry has some jacked up payment system that the military doesn't like to pay on.Voc.Rehab suggested he go to itt tech isntead because they do a normal payment system.The cost isn't the http://www.berdalecentres.co.uk/ issue so much as location and program availability, do you recommend someplace else in the indy area for computer schooling?

Good to know, my better half is looking into going there for his degree.He wants to do computer gaming but devry has some jacked up payment system that the military doesn't like to pay on.Voc.Rehab suggested he go to itt tech isntead because they do a normal payment system.The cost isn't the issue so much as location and program availability, do you recommend someplace else in the indy area for computer schooling?

From the http://www.berdalecentres.co.uk/ wikipedia entry:

Itt tech is nationally accredited by the accrediting council for independent colleges and schools.It does not have regional accreditation thus many regionally accredited universities and colleges will not accept itt tech's credits for transfer or recognize its undergraduate degrees for entry into graduate programs.

I have a problem with"For profit"Schools they will admit almost anyone and don't really care if they pass or fail as long as they keep paying.Which means the coursework is easier.And the degree worth less.Employers are not fooled.It's also not all glory often people live in the office when approaching delivery deadlines.

But, if that is something he would like to pursue, i would highly suggest first looking at job openings from many of the major Gaming studios.Look at the requirements.That should give him an idea of what he really needs to study to get in.Most universities do not have a"Gaming"Program but they have the courses you need to become a successful game designer.Depending what he wants to work on engine programming, level/model design, etc, that will determine what courses he should take.Iupui will probably be the best technical school to go to in the indy area as far as programming goes.

Good to know, my better half is looking into going there for his degree.He wants to do computer gaming but devry has some jacked up payment system that the military doesn't like to pay on.Voc.Rehab suggested he go to itt tech isntead because they do a normal payment system.The cost isn't the issue so much as location and program availability, do you recommend someplace else in the indy area for computer schooling?

I honestly wouldn't know of other locations for gaming design, but i've heard of others that have gone to ivy tech to start that pathway and then migrate to iupui or purdue for computer design classes and some computer gaming and programming classes.

The best advice i can offer is get as specific a detail as you can from any college you look at.Be sure that what they offer you is worth the price they ask.Above all, look at the local market.If the skills you want to achieve at this school have a demand strong enough to be available when you graduate in 2 to 4 years, then it may be the school for you.If you can't match these factors, look elsewhere before you get socked like i do.

I went to itt to start work on an architecture degree, and i couldn't afford to live on campus as places like ball state or other arch based universities.I chose itt thinking it was close with fewer classes and a great benefit to work during the day and go to school at night.Well, 3 years after starting, i have an aas, with no transferability to start a bachelor's program without having to start completely from scratch(Nearly all core classes at itt tech are non transferable, and even some gened classes as well).I can't afford a $35k aas and a $42k bs while making $37k a year.It just cannot be financially done without killing myself working.

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West chester charter sankofa in disarray

West chester when west chester's sankofa academy opened in 2005, polo ralph lauren prezzo its founders touted it as an african american charter school where students would excel under a curriculum infused with their history and culture.

Though some in the district harbored concerns about segregation, those at sankofa saw an opportunity to close the racial achievement gap starting with 400 students they predicted would enroll in the first five years.

Nearly a decade later, those numbers haven't materialized.And administrators from the west chester area school district who last week recommended revoking sankofa's charter say the fifth through 12th grade school appears to be in financial and academic disarray.

District administrators cite a litany of concerns:Recent test scores that show just 5 percent of students are proficient in math and 10 percent in reading, unpaid bills sent to the district's offices, and not a single progress report from the school to the district in four years.

Enrollment this year peaked at 67 students.

"Every time we turn a page or peel back the onion, there's something else,"West chester superintendent james scanlon said.

The threatened closure of sankofa comes as the state's 176 charters half which are in philadelphia are under increased scrutiny.

Two philadelphia charter executives were recently accused of stealing from their schools;One pleaded guilty and the other is awaiting a retrial.

The state auditor general cited concerns over accountability at charters as one reason he launched a sweeping review of the state department of education this year.

At the same time, a growing desire to raise the bar for charters, which educate about 120, 000 students statewide, has led to a slowdown in approval of new ones, according to bob fayfich, executive director of the pennsylvania coalition of charter schools.

"There's a weeding out process that's taking place to focus on only high performance charter schools,"Fayfich said. "We're learning more about what it takes in the application process [to] identify whether a school is going to be good or not. "

Celebrating diversity several philadelphia charters embrace an african centered curriculum, but sankofa is the only one in the suburbs.

When the charter was approved, west chester school board members on both sides of the close vote worried that an exodus of black students from traditional schools would lead to a lack of diversity in the district.Lamont mckim, sankofa's ceo and cofounder, stressed his school would help underachieving minorities while ensuring black heritage was"Not just tolerated but celebrated. "

Mckim, who once collected a $98, 000 salary at the school, according to sankofa's tax returns, did not respond to requests for comment last week.

The school mckim and his wife, lois moses, founded is in a converted warehouse on west gay street in west chester, a few blocks from the business district.On thursday, student drawings hung in a tidy line along one wall of the windowless administrative office, and staffers wearing powder blue polo shirts answered phones as children's laughter echoed in a hall.

Principal chris campbell declined to discuss the school's status, saying he learned about the district's plan to revoke its charter only from a newspaper article.

In 2012, the irs revoked sankofa's tax exempt status for failing to file three years' worth of returns.Its previous returns suggested the school was consistently in debt, as much as $131, 000 in 2007 and $112, 000 two years later.

Concerns about the finances, scanlon said, were at the forefront when sankofa's charter was up for renewal in 2010.He said the district had also grown frustrated because sankofa wasn't providing reports on its students who returned to the district.

The renewal was approved with several conditions:Better transition plans, annual academic reports, and quarterly financial reports.

Since then, scanlon said, calls have gone unreturned, letters get no response, and district staff who visit the school never seem to be there at the same time as mckim.

Without academic records, scanlon said he's had to go"Digging for data"On sankofa.West chester sends just two students to the charter, and scanlon said he knows coatesville sends the most, about 20.

Acting coatesville superintendent leonard fitts declined to ralph lauren online shop outlet comment.

A department of education spokesman said friday that sankofa hadn't filed an annual charter school report, as required, since 2011.

Unpaid bills scanlon said the district began looking into sankofa intensely last summer after unpaid bills from a textbook manufacturer and a psychologist showed up at district offices.

Then in february, according to the district, a ralph lauren home italia $64, 000 bill arrived from the vanguard school in malvern, a private special education school that says sankofa hasn't paid for a student it has been sending there since 2012.

Boykin, who stressed that she was not looking for sankofa to have its charter revoked, said she didn't know the vanguard school wasn't being paid until early february, when she was notified her son would be able to attend for only one more week.Since then, the vanguard school has agreed to give the family more time.

"[Bijon] was very quiet,"She said of his reaction to the news. "He's the kind of child that shuts down, and i didn't want him to do that because he's come so far. "

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Autonomous magnetic robots that traverse vertical surfaces

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Red robots move fast, going towards objects(Such as human hands cheap christian louboutin sale or other robots)

This instructable details my first prototype.In the future cheap christian louboutin i plan to build in more complex, autonomous behaviors.I will use these robots to engage people in public spaces such as elevators or hallways.In doing so, i hope to facilitate creative interaction between people and technology in mundane, everyday settings.

SErvos are an easiEr altErnative to using dc motors such as hobby or gear motors.They feature a built in gearbox and drive circuitry.Say a sErvo costs 10 bucks.If you get a hobby motor for $1, you still need gears and drive circuitry.The common l293d dual motor drive chip(Aka dual half bridge)Costs about 5 bucks.Not to mention this requires more pins of your microcontrollEr(Like arduino)Vs.A sErvo only requiring one.A gear motor(With a built in gear box)Will typically cost more than a sErvo itself.So.SErvos are quick, cheap(Er), and are generally more convenient.In a project like this, there's no space to build 2 gearboxes with about a 120:1 gear ratio each.It also leaves a lot less room for error. I can't tell you how many robots I've built whEre the fatal Error was an evErSo tiny flaw in the gear train.

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Humbled king of michael kors outlet bags uk retail

Wal mart is not in danger of ceding its place atop the retail world.But competitors have begun to chip away at its dominance.

Dollar stores beckon, their small size ideal for quick shopping.Target offers 5% off if you pay with its store branded card.Costco tempts with high end, brand name food and designer clothes at competitive prices.

Bernadette clark used to visit the walmart store here twice a week.Now it's twice a month.She got cheap michael kors purses fed up last year when wal mart stopped stocking some of her favorite brands and she couldn't count on low prices.

"It gave me the opportunity to look elsewhere,"She says. "I shop around more. "

Three years ago, wal mart ruled for convenience, selection and price.Today it is losing customers and revenue, and smarting from decisions that backfired.

Over the past year, revenue at wal mart stores open at least a year has fallen an average 0.75% each quarter, according to the International Council of Shopping Centers.Revenue rose an average of nearly 1.7% at Target, 8% at Costco and 5.9% at Family Dollar.

To fight back, wal mart is again emphasizing low prices and adding back thousands of products it had culled in an overzealous bid to clean up stores.It's also plotting an expansion into cities, even neighborhoods where other national chains won't go.

"We are running a better business because our competitors cause us to raise our own game,"Wal mart ceo mike duke told the associated press in an interview.Wal mart expects to halt the revenue decline when it reports fourth quarter results this month.

Unlike most stores, wal mart thrived when the great recession struck in late 2007.Its core customers households making less than $70, 000 a cheap mk handbags year bought more.For many, it became the only place they shopped.Affluent shoppers became price conscious and discovered wal mart's prices were hard to beat.

All of wal mart's $27 billion in revenue growth for the year ended in january 2009 came from greater demand for basic items food, pharmacy and household goods.Shoppers spent 13% more on basics at wal mart that year.

Shoppers also liked that wal mart's stores looked neater.The company was finishing a major renovation to address complaints that its stores were messy.Wal mart widened aisles, eliminated clutter, improved lighting and lowered shelves.

Family dollar and dollar general posed little threat.Their stores generally were dingy, and their shelves were filled with low quality clothing and housewares.Their groceries weren't major brands.

Target, meanwhile, struggled with the perception that its prices were high.And stores filled with non essential items think brightly colored, decorative pillows and kitchen accessories didn't appeal to shoppers focused on making ends meet.

Good times end

Wal mart had a competitive edge.It lasted until june 2009, the month economists would later determine was the end of the great recession.

Around that time, wal mart's renovation started to backfire.As part of its store overhaul, it had removed thousands of products from its shelves.Gone were top selling toothbrushes and other items people counted on wal mart to stock, like handkerchiefs.Wal mart got rid of 20% of its groceries, about 10, 000 items in that area of the store, says burt flickinger, who runs the consulting firm strategy resource group.

Shoppers began complaining that wal mart no longer had what they wanted, including some of their favorite brands.Revenue began to decline.

"We cleaned the stores up, but we cleaned them up too much,"Says duke, who had become ceo just months before, in february 2009.

Wal mart's next mistake was pricing.Over the past year, it strayed from its"Everyday low prices"Slogan, the bedrock philosophy of founder and namesake sam walton.Wal mart was less aggressive about being the low price leader.Instead, the company slashed prices only on select products, and the deals were temporary.The idea was to draw customers into stores for the bargains and hope they would pick up other, more profitable items.

Last memorial day weekend.Wal mart advertised dramatic price cuts on 22 items, including a 40 ounce bottle of heinz ketchup for $1, less than half price.

But the strategy failed.

The economy was still weak.Customers were watching prices as many had never before.They discovered that wal mart couldn't be counted on to have the lowest price on some items, if it stocked them at all.

Paying for missteps

Wal mart's mistakes have had a lasting sting.

Shoppers are no longer confident they can"Take care of their shopping list on one trip and get rock bottom prices,"Says robert buchanan, an independent retail stock analyst.

Revenue at wal mart stores open at least a year, a key measurement of any retailer's health, has fallen for six quarters.That is the longest such stretch since at least 1980, when icsc chief economist michael niemira began tracking the figures.

Wal mart executives have acknowledged that fewer people have walked into its stores every quarter for the past year compared with the corresponding period a year earlier.

While wal mart has lost shoppers, competitors gained.

Stores are winning over customers with convenience.Their parking lots and stores are less than a tenth the size of most walmarts.They stock eggs and milk in coolers up front near the registers.Bread is on a nearby shelf.That makes it easier for shoppers to get in and out quickly.They're carrying more major brands, especially food.

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Weather title games used to be the nfl norm

Long before there was a super bowl, the hall of famer played in two title games with the chicago cardinals the first while wearing sneakers to cope with an icy field, the second in a philadelphia blizzard that made it impossible to even see the yard lines.

"You never really knew if you had a first down,"Trippi remembered wednesday when reached at his home in athens, ga.Where, interestingly enough, there was snow on the ground from a freak winter storm that paralyzed much of the south.

It wouldn't be at all surprising to have flurries at metlife stadium on sunday, when the denver broncos face the seattle seahawks, though the forecast called for only a 20 per cent chance of precipitation.The temperature, expected to climb well past the freezing mark in the afternoon, could dip back into the 20s after nightfall.

Trippi doesn't understand why the nfl took a chance on its signature game being marred by inclement weather, when the league has plenty of warm weather cities and domed stadiums to choose from.

"The championship game should be played in a climate that you know is going to be agreeable to put on a good exhibition of football,"He said. "Actually, if i was a polo ralph lauren italia online fan, i wouldn't go to the game with that kind of temperature. "

Before the first super bowl in 1967, the nfl title game was a matchup between division winners in late december, hosted by one of the teams.Since most pro franchises in those days were located in the northeast and midwest, it wasn't at all surprising for the championship to be decided in some especially brutal weather.In fact, it often became the central theme.

Most notably, there was the famous"Sneakers games"In 1934, when the new york giants borrowed some basketball shoes from a nearby college, changed out of their cleats in the third quarter, and turned a 13 3 deficit into a 30 13 victory at the ice covered polo grounds.The giants would repeat the tactic 22 years later, romping to another title largely by having better footing than their opponent.

Both title games that trippi played in were affected by the weather.

In 1947, comiskey park was coated with a thin sheet of ice when the cardinals hosted the philadelphia eagles on a bitterly cold day(Trippi remembers the wind chill being minus 20).Borrowing a page from the giants, trippi traded his cleats for sneakers and scored two touchdowns on a 44 yard run and a 75 yard punt return, leading chicago to a 28 21 victory and what remains the franchise's only title.

"The only time i played an nfl game in tennis shoes was in chicago for our championship team,"Trippi said. ralph lauren online "We got better footing in tennis shoes.You couldn't stand up in cleats. "

The following year, the teams met again in the title game, this time at philadelphia's shibe park.A full fledged blizzard struck the city, dumping so much snow the grounds crew couldn't remove the tarp.The players were summoned from the locker room to help pull it off the field.

By the time the game kicked off, the field was completely covered again, this time by several inches of the white stuff.What followed barely qualified as football, much less a title game.

"It was more of a pushing game,"Trippi said, recalling how the players were slipping and sliding all over the place. "It was incredible.The officials improvised the whole game.No one could see the lines.The ballplayers just couldn't react like they wanted.I think the fans got cheated out of seeing a real championship game. "

The cardinals, who had gone 11 1 during the regular season and led the league with an average of more than 391 yards www.scrivolare.it per game, managed just six first downs and 131 yards in the horrible conditions.The eagles didn't fare much better, but a chicago turnover early in the fourth quarter set up the game's only score, steve van buren's 5 yard touchdown run.

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